If you follow your dreams and spend your life doing what brings you joy, you are more likely to find success. – Richard Branson
Posts Tagged ‘Personal Development’
Matt Morris is a leader in the industry. He’s a great trainer, with great tips. Here is his latest. Learn a lessong from him!
I consider myself a reasonable smart person. But I did something pretty foolish with my primary email address this week.
My business runs on email . . . Vital . . .
When I have to delete my primary account for a couple of days . . . and I wasn’t sure I could get it back . . . that’s not good.
Here’s the story . . . so you can avoid my mistake.
I received an email from my credit card company asking if the recent charges were legitimate. Four of the five were. One for $1200 wasn’t.
First, I called the credit card company to cancel the card. Hopefully, this transaction was cancelled before the crooks got the tablet shipped to them.
The credit card company described a payment to PayPal. I have a PayPal account (PayPal is another story for a later day), so I checked to see if there was activity in my account. There was no activity.
Alert number one that something was wrong: Credit card payment to PayPal but no activity in my PayPal account.
I then noticed an email arrived from eBay with the description of the tablet and the eBay seller. Yet, when I checked my eBay account, there was no activity and no tablet transaction listed.
Alert number two that something was wrong: Email from “eBay” on transaction that was not in my eBay account. This is the spoof email. And email designed to look legitimate but containing nasty links and lurkers.
A smart person would have stopped at that point. But, not me. I clicked on the “view transaction” in the spoof email.
Once I clicked, I told the hackers they had a live fish on the hook. A good, valid, working email address. The email address they sent the spoof email to.
Within five minutes, my inbox was flooded. Probably 300 messages in 15-20 minutes.
The hackers took my email address and mass submitted registrations to hundreds of websites. A good number of them required “click to confirm your registration” links, so those will fall to the wayside. However, there appeared to be some that went straight through for registration.
I hope my wife understands I’m not looking for a Russian wife . . .
GoDaddy was excellent through most of this.
They had me delete my account for a couple of days. They counseled that likely the hackers would move on to some other foolish person (my description, not theirs!), once they realized I cancelled my account and they were receiving bounce backs.
After two days, I started the email address back up, and as they counseled, the hacker emails had stopped. I’m watching cautiously.
This may not apply to you, but if you’re using a hosting account for email, you might want to check with the company about their retention and retrieval process. GoDaddy keeps email on their server for 14 days, even if the email account is deleted.
Moral of the story. If you get word of a compromised credit card, and then get a “confirming” email from the online vendor (eBay, Amazon, PayPal), don’t walk into the trap like I did. Log in separately and check your accounts. If you can’t find activity, the alarms should go off!
I’m a fan of Robert Kiyosaki, if you haven’t figure that out!
He speaks extensively on the issue of Cash Flow.
Cash flow pattern of the poor . . . of the middle class . . . and of the rich.
The one most interesting, and what should be most troubling is the cash flow pattern of the middle class.
Kiyosaki paints the picture seen all too often:
- High paying jobs, with nice homes, cars and credit cards.
- Put money into retirement/401(k).
- Balance goes to purchase toys and liabilities that don’t put money in the pocket.
Over time, he notes, that lifestyle must be sustained. With higher paying jobs or working longer hours.
And then, the catastrophic ramifications of being laid off or fired.
The solution?
While he doesn’t reference it in this article, he has spoken on building a passive income asset.
But, he describes the cash flow pattern of the rich.
Investing in assets that generate income.
Where do you fall? Do you need to change? What steps are you taking?
Click here == >> New Rule of Money #3: Learn How to Control Cash Flow
To be a Master Prospector in network marketing, listening skills are critical. Making a good impression and establishing rapport are key.
I’m reading the book, “17 Secrets of the Master Prospector”, written by John Kalench.
He says that one quality all Master Prospectors share is an insatiable curiosity about the people they meet.
How do you develop that curiosity if you don’t have it naturally? It’s a trait you need to develop.
He told the story about a “listening, not talking” study conducted by a psychologist who wanted to prove his “pet theory” on listening.
The psychologist purchased a first class ticket from New York to Los Angeles.
The experiment: Once on board, he would begin a conversation with the person seated next to him.
The rule for the five hour flight? He would not say a single thing about himself. He only would ask questions of his seatmate.
It went like this: the psychologist took his seat, and without introducing himself, he began asking questions. Question after question, without ever saying anything about himself.
When the plane landed, a team of researchers took the psychologist’s flying companion for an interview.
Two remarkable facts summarized by the researchers?
- The flying companion said the man sitting next to him was absolutely the most interesting person he had ever met in his entire life.
- He didn’t know his name.
Isn’t this a fascinating picture of human nature? And how people interact with one another?
In network marketing, the list of questions you can ask a potential business partner is endless:
- Where do you live? How long have you lived there? Do you like it? Have you always lived there?
- Where do you work? How long have you been there? Do you like it? What would you do if you weren’t working there?
- Do you have a family? How old are your kids? What do they do? What does your spouse do?
- What do you do for fun? Do you travel? Do you travel enough?
But asking the questions is only part of the process. Actually listening to the answer is critical.
How would you rank your listening skills? Does something like this come natural to you? Or does it make you nervous?
Inc.com passed on some solid advice they received from people who want to become millionaires at a young age. They pulled together 11 tips of advice from people who became millionaires at a young age, as well as people who studied hundreds of self-made millionaires.
They may not have had internet-based businesses in mind, but these tips apply across the board.
I’ve got a ways to go to hit my millionaire status, but a number of these were already on my list.
- Increase your income in increments. Earning passive income was on the list . . . and is my business model. How about yours?
- Develop multiple streams of income. Straight out of Robert Kiyosaki’s book—The Cash Flow Quadrant. “… the more income streams you can create in life, the more secure will your financial house be.”
- “…Every one of them (folks with million dollar fortunes) had the habit of reaching decisions promptly”
- Don’t show off. Show up. Save more and spend less.
- Invest in your future. Every day, I spend time reading and taking in mentor information through videos, books, and blogs.
- Rich people are typically self-employed and determine the size of their own paycheck. “While the world-class continue starting businesses and building fortunes, average people settle for steady paychecks and miss out on the opportunity to accumulate great wealth.”
- “If you want to make more money, you have to have a clear goal and then a specific plan for how to achieve that goal.”
- Hang out with people you admire. “We become like the people we associate with.”
Whether you are young . . . and have the millionaire goal . . . these are solid habits to follow for success.
Or if you have a few years on you, like me, but you are “still in the game”, this article is an excellent read.
How do you match up with this list? Which habits are you implementing? Which are you starting?
Click here == >> 11 Habits of Successful Business People Who Became Millionaires by 30
